by Guarantee Mortgage | Jul 31, 2023 | News
Mortgage points, also referred to as discount points, are a form of prepaid interest that homeowners can purchase to lower their mortgage interest rates. Essentially, they are an upfront charge that the homeowner provides to the lender during the closing process,...
by Guarantee Mortgage | Jun 14, 2023 | News
With its exceptional combination of stunning natural landscapes, diverse cultural offerings and thriving economy the Bay Area may be an ideal fit for you. Owning a home in this region can come with many benefits that could make it a smart investment. Home prices have...
by Guarantee Mortgage | Jun 14, 2023 | News
Applying for a mortgage can be an exciting and stressful process, but taking steps to get ready may increase your chances of a loan approval. Here are some steps to prepare to apply for a mortgage. Check your credit score Credit scores are utilized by lenders to...
by Guarantee Mortgage | May 12, 2023 | News
A crucial part of purchasing a home is having a down payment in hand. It is the upfront payment to buy a property. So how can you save up this lump sum of money? Start with a positive attitude and mindset! Have a firm belief that each dollar you are saving is a step...
by Guarantee Mortgage | May 12, 2023 | News
A Home Equity Line of Credit, or HELOC, is a type of loan that uses your home’s equity as collateral. Unlike a traditional home equity loan, where you receive a lump sum of money and make fixed payments over a set period of time, a HELOC operates more like a...
