The Benefits of Jumbo Loans In The Bay Area

The dream of homeownership has long been an integral part of the American ethos, symbolizing stability, investment and personal achievement. However, as real estate markets evolve and property values escalate, traditional mortgage options might not always be...

The Benefits of Bi-Weekly Mortgage Payments

Mortgage payments are often the most significant financial obligation that homeowners face. Traditionally, these payments are made on a monthly basis. However, an alternative is bi-weekly mortgage payments. This payment arrangement enables homeowners to expedite their...

Mortgage Points Explained: Should You Buy Them?

Mortgage points, also referred to as discount points, are a form of prepaid interest that homeowners can purchase to lower their mortgage interest rates. Essentially, they are an upfront charge that the homeowner provides to the lender during the closing process,...