by Guarantee Mortgage | Aug 19, 2024 | News
What Are Mortgage Points? Mortgage points, also known as discount points, represent fees that you pay directly to your lender at closing time. The purpose? To secure a lower interest rate on your mortgage. It’s like paying some of your interest upfront to reduce...
by Guarantee Mortgage | May 31, 2024 | News
Embarking on the path to homeownership is an exciting journey that opens up new possibilities. Getting your finances in order from the start will help make the transition smoother. This will enable you to fully immerse yourself in the process and enjoy the experience...
by Guarantee Mortgage | Apr 4, 2024 | News
Purchasing your first home is an exciting prospect, envisioning a place to call your very own. The journey to homeownership marks a significant milestone, filled with anticipation and enthusiasm. Yet, it can also become daunting, particularly if you’re not...
by Guarantee Mortgage | Feb 27, 2024 | News
Jumbo loans stand as a distinctive financial tool that caters to borrowers seeking higher-value properties. Despite their prevalence in high-cost housing markets, jumbo loans often remain shrouded in myths and misconceptions. This blog dispels some of these myths by...
by Guarantee Mortgage | Feb 27, 2024 | News
Your credit score holds significant sway over your access to credit, the interest rates you’re offered and even your prospects for securing housing or employment. Hence, it is essential to adopt proactive measures aimed at safeguarding and preserving a strong...
by Guarantee Mortgage | Jan 10, 2024 | News
The new year presents unique opportunities and challenges to owning a home, but with careful planning, determination and the right financial mindset, aspiring homeowners can confidently embark on this transformative journey. Let’s explore some strategies that pave the...