by Guarantee Mortgage | Dec 31, 2024 | News
The housing market is often shaped by shifting interest rates, which directly influence the cost of financing a home. When rates drop, it can create a ripple effect that energizes the market, offering opportunities for buyers, sellers, and even those looking to...
by Guarantee Mortgage | Dec 31, 2024 | News
Buying a home is such an exciting milestone, but it can feel a bit overwhelming at times. One of the biggest choices you’ll face is picking the mortgage term that works for you. Two of the most common options are the 30-year fixed-rate mortgage and the 15-year...
by Guarantee Mortgage | Dec 31, 2024 | News
Paying off a mortgage is a significant milestone for homeowners, and finding ways to manage it more efficiently can save money and reduce financial stress. One straightforward and impactful way to manage your mortgage more efficiently is by making additional payments....
by Guarantee Mortgage | Dec 31, 2024 | News
Refinancing your mortgage can be a pivotal decision in your financial journey. If you’re a homeowner considering whether now is the time to refinance, you’re not alone. With fluctuating interest rates, market trends, and personal financial goals, it’s natural to...
by Guarantee Mortgage | Aug 19, 2024 | News
What Are Mortgage Points? Mortgage points, also known as discount points, represent fees that you pay directly to your lender at closing time. The purpose? To secure a lower interest rate on your mortgage. It’s like paying some of your interest upfront to reduce...
