by Guarantee Mortgage | Jul 7, 2026 | News
When Does Refinancing Make Sense? Refinancing makes sense when the financial benefit outweighs the cost and effort involved. Most homeowners consider refinancing to secure a lower interest rate, reduce monthly payments, or adjust their loan term. Some refinance to...
by Guarantee Mortgage | Jul 7, 2026 | News
How Does a VA Loan Work? A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs that helps eligible service members, veterans, and surviving spouses purchase or refinance a home. The VA guarantees a portion of the loan, which reduces risk for...
by Guarantee Mortgage | Jul 7, 2026 | News
Can You Get a Mortgage If You're Self-Employed? Self-employed borrowers qualify for the same loan programs as W-2 employees, including conventional, FHA, VA, and jumbo loans. The main difference is how lenders verify your income. Instead of pay stubs, you'll...
by Guarantee Mortgage | Jul 7, 2026 | News
Why a Preapproval Letter Matters A preapproval letter gives you a clear advantage when you're ready to make an offer on a home. It signals to sellers that you've already taken the steps to secure financing, which makes your offer more credible. In competitive...
