About Rich Polonsky

Rich has many years of experience listening to his client’s wants and needs to obtain financing for their individual situation. Rich has an in-depth understanding of today’s complex mortgage market and is highly skilled at guiding his clients through it. He is a Relocation Specialist, eager to assist First Time Buyers and is well versed in purchase transactions and refinances, debt consolidation* and equity lines of credit. Through Guarantee Mortgage, Rich is able to offer loans through over many different lending sources with every lending option available.
Rich has been married for 35 years to his wife Joyce and they have a 27 year old daughter, Sheree. He is a Bay Area native who has lived here all of his life. Rich attended the London School of Economics and Political Science in London, England, Schiller College of Berlin, Germany and the University of Moscow in the USSR. He graduated from the University of San Francisco with a Bachelor of Arts degree in Political Science with a minor in Economics. In his spare time, likes to go to the gym, swim, take care of the garden, play golf, travel and enjoy a variety of good music, cooking and time with friends and his buddies. Constantly searching for life’s moments that will take my breath away!
In order to serve his clients effectively and stay on top of the latest real estate news and trends, Rich is a member of the San Mateo County Board of REALTORS® The California Association of Mortgage Brokers and the National Association of Mortgage Brokers.
Selecting the right mortgage consultant is as important as choosing the right home. Shopping on your own for interest rates and points is important but sometimes this process can be confusing and misleading. Working with an informed and resourceful mortgage consultant who is familiar with the many financing options will save you time, money and aggravation. Rich’s goal is to explain everything involved with the loan process so you understand it like he does. He never takes his clients trust and faith in him for granted.
APM CA-DRE #01215943
Equal Housing Opportunity
*American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. A debt consolidation may increase your monthly cash flow, but may increase the amount of your debt over a period of time by including the additional debt in your mortgage amount, which is financed over a longer period of time than the debt consolidated may have been financed. We encourage all consumers to do their own research, and examine their options carefully before selecting a particular course of action.
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