What sets us apart

How we’re different, and 5 reasons you should care.

1. Commitment to transparency. No surprises.

At Guarantee Mortgage, we treat you how we want to be treated. If you’re concerned about a “salesman” or an Internet ad luring you in with a “low rate” only to find out later the quoted rate was a “bait and switch,” then you’ll like doing business with us. We’re transparent from the very start about what interest rate you qualify for and will disclose exactly how much it will cost to close your loan. We also won’t change our pricing after giving you a Loan Estimate. You’ll walk confidently into closing knowing the fees associated with and terms of your loan. No surprises.

2. Commitment to consultative relationships. No order takers

At Guarantee Mortgage, we take a consultative approach to your mortgage. This means we take the time to understand your short- and long-term goals, educate you about your options, and help you choose a loan. What “consultative” also means is if you ask us for a loan we think might be a mistake, or not entirely fit for your situation, we won’t just “take your order” without question. We’ll make sure you understand possible drawbacks and other available options, so you land the loan that fits your unique needs.

3. Commitment to alternatives. No situation is too complex.

Has a traditional bank turned you down? Think your situation might be too complex for a lender to offer you mortgage terms you can live with? Think again. We at Guarantee Mortgage are both a direct mortgage lender—funding loans directly—and a mortgage banker—able to offer you multiple lending options through multiple channels. We’ll shop for the loans that fit you, and provide as many alternatives as possible to get it done.

4. Timely transactions. No slackers.

When you’re buying in a competitive market, timeliness matters. We, at Guarantee Mortgage, move fast and work hard to close your loan quickly, so ask your Loan Advisor what our current days-to-close is running if speed matters to you.

5. California expertise. No strangers – we’re local to your neighborhood.

You’ll be glad we’re in your neighborhood. With 10 offices spread between Northern and Southern California, we’re intimately familiar with the areas and neighborhoods you’ll be buying into. The California housing market is unique and Guarantee Mortgage Loan Advisors are well versed in all niche markets.

Are we the mortgage lender for you?

We won’t simply ask you to “trust us,” because trust as we define it has to be earned. We want to earn your trust! Give us a call at 866-612-5050 or request a free consultation with a Loan Advisor. The consultation usually takes between 15 and 30 minutes.

* For more information please visit our Disclosures page:  https://apmortgage.com/disclosures